Below is a list of standard hospital services covered by mutual billing agreements: The Canada Health Act has reciprocal billing agreements between provinces/territories. Eligible residents therefore receive the necessary hospital and medical care and the provinces/territories will bill each other for the services provided directly. The portability of health care between provinces means that, in most cases, you can present your health card in another province/region, instead of paying out of pocket for justified services. Since Quebec has not signed the inter-provincial billing contract, you will probably be billed in advance for all medical benefits you receive there. In most cases, you can apply for a refund with your own Department of Health when you return home. Keep in mind that your provincial department may need specific documents such as receipts for services. For more information, please contact your home province. Because the cost of medical services varies from province to province, you may have to pay the difference in fees. Although Quebec does not participate in the inter-provincial billing agreement, Quebec City residents who become ill during a visit to another province will likely be insured for hospital and medical services. However, a doctor may require you to pay in advance for care. It is your responsibility to deposit your receipts with the Board after returning to Quebec City, at that time, the Board reimburses the services corresponding to Quebec rates. Medical expenditures not covered by mutual billing agreements: The two annual reports, National Grouping System Categories Report, Canada and Reciprocal Billing Report, Canada, were grouped into a report that begins with the 2005-2006 data year: Physicians in Canada: Paid Use for Service You can bear the risk of traveling without travel insurance in Canada? 2019/20 Interprovincial Hospital Billing Advice from April 1, 2019 Many Canadians understand the importance of purchasing emergency insurance for travel abroad. However, they are often unaware of the need for travel insurance in Canada when travelling outside their home province.
In this contribution, we will discuss the basics of how Canada`s provincial/territorial health plans work when Canadians travel to different provinces/territories. Under the Canada Health Act, provinces and territories « will expand the necessary hospital and medical care to their eligible residents during temporary provincial or territorial absences. » All « additional benefits, » including prescription drugs or land/air ambulance services, are generally not covered outside a traveller`s province of origin or territory. Therefore, travel insurance is required to supplement health care plans in the provinces and territories when you travel outside your province or place of residence. Before travelling, it is important to understand the provisions of coverage by your provincial/territorial health plan.